/**
 * loan-style.css
 * Styles "Finance Premium" - KGFin-Grupe
 * Version: 3.1.0 - Production Ready
 * Bleu marine + Vert émeraude + Or
 */

/* ============================================
   VARIABLES GLOBALES - PALETTE FINANCE
   ============================================ */
:root {
    /* Bleu Marine Profond (confiance, institution) */
    --finance-navy: #0a1f44;
    --finance-navy-light: #142d5c;
    --finance-navy-dark: #051530;
    --finance-navy-rgb: 10, 31, 68;

    /* Vert Émeraude (croissance, argent) */
    --finance-emerald: #047857;
    --finance-emerald-light: #059669;
    --finance-emerald-dark: #065f46;
    --finance-emerald-bg: #ecfdf5;

    /* Or (prestige, richesse) */
    --finance-gold: #d4af37;
    --finance-gold-light: #e8c95a;
    --finance-gold-dark: #b8941f;
    --finance-gold-bg: #fef9e7;

    /* Couleurs fonctionnelles */
    --finance-success: #047857;
    --finance-success-bg: #ecfdf5;
    --finance-danger: #b91c1c;
    --finance-danger-bg: #fef2f2;
    --finance-warning: #b45309;
    --finance-warning-bg: #fffbeb;
    --finance-info: #0369a1;
    --finance-info-bg: #f0f9ff;

    /* Neutres */
    --finance-white: #ffffff;
    --finance-off-white: #f8fafc;
    --finance-gray-50: #f9fafb;
    --finance-gray-100: #f3f4f6;
    --finance-gray-200: #e5e7eb;
    --finance-gray-400: #9ca3af;
    --finance-gray-600: #4b5563;
    --finance-gray-800: #1f2937;
    --finance-gray-900: #111827;

    /* Texte */
    --text-primary: #111827;
    --text-secondary: #4b5563;
    --text-muted: #9ca3af;
    --text-white: #ffffff;
    --text-white-muted: rgba(255,255,255,0.75);

    /* Ombres */
    --shadow-sm: 0 1px 2px rgba(10, 31, 68, 0.05);
    --shadow-md: 0 4px 12px rgba(10, 31, 68, 0.08);
    --shadow-lg: 0 12px 32px rgba(10, 31, 68, 0.12);
    --shadow-xl: 0 24px 64px rgba(10, 31, 68, 0.16);
    --shadow-gold: 0 8px 24px rgba(212, 175, 55, 0.25);
    --shadow-emerald: 0 8px 24px rgba(4, 120, 87, 0.25);

    /* Rayons */
    --radius-sm: 6px;
    --radius-md: 12px;
    --radius-lg: 20px;
    --radius-xl: 28px;
    --radius-full: 999px;

    /* Transitions */
    --transition-fast: 0.15s ease;
    --transition-base: 0.25s ease;
    --transition-slow: 0.4s cubic-bezier(0.4, 0, 0.2, 1);
}

/* ============================================
   BASE
   ============================================ */
.loan-page,
.loan-dashboard,
.loan-admin,
.loan-site {
    font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
    color: var(--text-primary);
    background: var(--finance-off-white);
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
    line-height: 1.6;
}

.loan-page * { box-sizing: border-box; }

.loan-page h1,
.loan-page h2,
.loan-page h3,
.loan-page h4,
.loan-page h5 {
    color: var(--finance-navy);
    font-weight: 700;
    letter-spacing: -0.025em;
    margin: 0;
}

.loan-page a {
    color: var(--finance-emerald);
    text-decoration: none;
    transition: var(--transition-base);
}

.loan-page a:hover { color: var(--finance-emerald-dark); }

/* ============================================
   BOUTONS
   ============================================ */
.btn-loan-primary,
.btn-loan-gold,
.btn-loan-secondary,
.btn-loan-outline-white,
.btn-loan-danger,
.btn-loan-warning {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    padding: 16px 36px;
    border: none;
    border-radius: var(--radius-full);
    font-weight: 600;
    font-size: 15px;
    cursor: pointer;
    transition: var(--transition-slow);
    text-decoration: none;
    letter-spacing: 0.02em;
    font-family: inherit;
    line-height: 1;
}

.btn-loan-primary {
    background: linear-gradient(135deg, var(--finance-emerald), var(--finance-emerald-dark));
    color: var(--text-white) !important;
    box-shadow: var(--shadow-emerald);
}

.btn-loan-primary:hover {
    transform: translateY(-2px);
    box-shadow: 0 12px 32px rgba(4, 120, 87, 0.35);
    color: var(--text-white) !important;
    background: linear-gradient(135deg, var(--finance-emerald-dark), var(--finance-emerald));
}

.btn-loan-gold {
    background: linear-gradient(135deg, var(--finance-gold), var(--finance-gold-dark));
    color: var(--finance-navy) !important;
    font-weight: 700;
    box-shadow: var(--shadow-gold);
}

.btn-loan-gold:hover {
    transform: translateY(-2px);
    box-shadow: 0 12px 32px rgba(212, 175, 55, 0.4);
    color: var(--finance-navy) !important;
}

.btn-loan-secondary {
    background: transparent;
    color: var(--finance-navy) !important;
    border: 2px solid var(--finance-navy);
}

.btn-loan-secondary:hover {
    background: var(--finance-navy);
    color: var(--text-white) !important;
    transform: translateY(-2px);
}

.btn-loan-outline-white {
    background: transparent;
    color: var(--text-white) !important;
    border: 2px solid rgba(255,255,255,0.3);
    backdrop-filter: blur(8px);
}

.btn-loan-outline-white:hover {
    background: rgba(255,255,255,0.15);
    border-color: rgba(255,255,255,0.5);
    color: var(--text-white) !important;
    transform: translateY(-2px);
}

.btn-loan-danger {
    background: linear-gradient(135deg, var(--finance-danger), #991b1b);
    color: var(--text-white) !important;
    padding: 14px 28px;
    font-size: 14px;
}

.btn-loan-danger:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 24px rgba(185, 28, 28, 0.3);
    color: var(--text-white) !important;
}

.btn-loan-warning {
    background: linear-gradient(135deg, var(--finance-warning), #92400e);
    color: var(--text-white) !important;
    padding: 14px 28px;
    font-size: 14px;
}

.btn-loan-warning:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 24px rgba(180, 83, 9, 0.3);
    color: var(--text-white) !important;
}

.btn-loan-small { padding: 10px 20px; font-size: 13px; min-height: 38px; }
.btn-loan-xs { padding: 6px 14px; font-size: 12px; min-height: 30px; }

/* ============================================
   CARTES
   ============================================ */
.loan-card {
    background: var(--finance-white);
    border-radius: var(--radius-lg);
    padding: 32px;
    box-shadow: var(--shadow-sm);
    border: 1px solid var(--finance-gray-200);
    transition: var(--transition-base);
}

.loan-card:hover { box-shadow: var(--shadow-md); }

.loan-card-premium {
    background: linear-gradient(145deg, var(--finance-navy), var(--finance-navy-light));
    border-radius: var(--radius-xl);
    padding: 40px;
    color: var(--text-white);
    position: relative;
    overflow: hidden;
    box-shadow: var(--shadow-xl);
}

.loan-card-premium::before {
    content: '';
    position: absolute;
    top: -50%; right: -20%;
    width: 400px; height: 400px;
    background: radial-gradient(circle, rgba(212, 175, 55, 0.12) 0%, transparent 70%);
    border-radius: 50%;
    pointer-events: none;
}

.loan-card-premium::after {
    content: '';
    position: absolute;
    bottom: -50%; left: -10%;
    width: 300px; height: 300px;
    background: radial-gradient(circle, rgba(4, 120, 87, 0.15) 0%, transparent 70%);
    border-radius: 50%;
    pointer-events: none;
}

.loan-card-premium h1,
.loan-card-premium h2,
.loan-card-premium h3,
.loan-card-premium h4,
.loan-card-premium p,
.loan-card-premium li {
    color: var(--text-white);
    position: relative;
    z-index: 1;
}

.loan-card-premium .text-muted { color: var(--text-white-muted); }

/* ============================================
   FORMULAIRES
   ============================================ */
.loan-form-group { margin-bottom: 22px; }

.loan-form-group label {
    display: block;
    font-weight: 600;
    margin-bottom: 8px;
    color: var(--finance-navy);
    font-size: 14px;
    letter-spacing: -0.01em;
}

.loan-form-group label .required {
    color: var(--finance-danger);
    margin-left: 3px;
}

.loan-form-group input[type="text"],
.loan-form-group input[type="email"],
.loan-form-group input[type="password"],
.loan-form-group input[type="number"],
.loan-form-group input[type="tel"],
.loan-form-group input[type="date"],
.loan-form-group select,
.loan-form-group textarea {
    width: 100%;
    padding: 14px 18px;
    background: var(--finance-white);
    color: var(--text-primary);
    border: 2px solid var(--finance-gray-200);
    border-radius: var(--radius-md);
    font-size: 15px;
    font-family: inherit;
    transition: var(--transition-base);
    outline: none;
}

.loan-form-group input:focus,
.loan-form-group select:focus,
.loan-form-group textarea:focus {
    border-color: var(--finance-emerald);
    box-shadow: 0 0 0 4px rgba(4, 120, 87, 0.12);
}

.loan-form-group input::placeholder,
.loan-form-group textarea::placeholder { color: var(--text-muted); }

.loan-form-group select {
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='14' viewBox='0 0 14 14'%3E%3Cpath fill='%230a1f44' d='M7 10L2 4h10z'/%3E%3C/svg%3E");
    background-repeat: no-repeat;
    background-position: right 18px center;
    padding-right: 48px;
    cursor: pointer;
    -webkit-appearance: none;
    appearance: none;
}

.loan-form-group textarea { min-height: 120px; resize: vertical; }
.loan-form-group .help-text { font-size: 12px; color: var(--text-muted); margin-top: 6px; }

.loan-form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 20px;
}

.loan-form-row-3 {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
}

.loan-checkbox {
    display: flex;
    align-items: flex-start;
    gap: 14px;
    padding: 18px 20px;
    background: var(--finance-gray-50);
    border-radius: var(--radius-md);
    cursor: pointer;
    transition: var(--transition-base);
    border: 2px solid transparent;
}

.loan-checkbox:hover {
    background: var(--finance-emerald-bg);
    border-color: rgba(4, 120, 87, 0.2);
}

.loan-checkbox input[type="checkbox"] {
    width: 22px; height: 22px;
    margin-top: 2px;
    flex-shrink: 0;
    cursor: pointer;
    accent-color: var(--finance-emerald);
}

.loan-checkbox label {
    font-size: 14px;
    color: var(--text-primary);
    cursor: pointer;
    line-height: 1.6;
    margin: 0;
}

/* ============================================
   ALERTES
   ============================================ */
.loan-alert {
    padding: 18px 24px;
    border-radius: var(--radius-md);
    margin-bottom: 24px;
    font-size: 14px;
    line-height: 1.6;
    display: flex;
    align-items: flex-start;
    gap: 14px;
    border-left: 4px solid;
}

.loan-alert .alert-icon { font-size: 22px; flex-shrink: 0; }
.loan-alert-success { background: var(--finance-success-bg); color: var(--finance-emerald-dark); border-left-color: var(--finance-emerald); }
.loan-alert-error { background: var(--finance-danger-bg); color: var(--finance-danger); border-left-color: var(--finance-danger); }
.loan-alert-warning { background: var(--finance-warning-bg); color: var(--finance-warning); border-left-color: var(--finance-warning); }
.loan-alert-info { background: var(--finance-info-bg); color: var(--finance-info); border-left-color: var(--finance-info); }

/* ============================================
   BADGES
   ============================================ */
.loan-badge {
    display: inline-flex;
    align-items: center;
    gap: 4px;
    padding: 5px 14px;
    border-radius: var(--radius-full);
    font-size: 12px;
    font-weight: 600;
    letter-spacing: 0.02em;
    white-space: nowrap;
}

.loan-badge-success { background: var(--finance-success-bg); color: var(--finance-emerald-dark); }
.loan-badge-warning { background: var(--finance-warning-bg); color: var(--finance-warning); }
.loan-badge-danger { background: var(--finance-danger-bg); color: var(--finance-danger); }
.loan-badge-info { background: var(--finance-info-bg); color: var(--finance-info); }
.loan-badge-gold { background: linear-gradient(135deg, var(--finance-gold), var(--finance-gold-dark)); color: var(--finance-navy); }
.loan-badge-navy { background: var(--finance-navy); color: var(--text-white); }

/* ============================================
   TABLEAUX
   ============================================ */
.loan-table-wrapper {
    background: var(--finance-white);
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-sm);
    border: 1px solid var(--finance-gray-200);
    overflow: hidden;
}

.loan-table { width: 100%; border-collapse: collapse; font-size: 14px; }
.loan-table thead { background: var(--finance-gray-50); border-bottom: 2px solid var(--finance-gray-200); }

.loan-table th {
    padding: 16px 20px;
    text-align: left;
    font-weight: 700;
    color: var(--finance-navy);
    font-size: 11px;
    text-transform: uppercase;
    letter-spacing: 0.08em;
}

.loan-table td {
    padding: 16px 20px;
    border-bottom: 1px solid var(--finance-gray-100);
    color: var(--text-primary);
    vertical-align: middle;
}

.loan-table tbody tr:hover td { background: var(--finance-gray-50); }

.loan-table code {
    background: var(--finance-gray-100);
    padding: 3px 10px;
    border-radius: var(--radius-sm);
    font-size: 12px;
    color: var(--finance-navy);
    font-family: 'Monaco', 'Courier New', monospace;
    font-weight: 600;
}

/* ============================================
   STATISTIQUES
   ============================================ */
.loan-stats-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 20px;
    margin-bottom: 32px;
}

.loan-stat-card {
    background: var(--finance-white);
    padding: 28px 24px;
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-sm);
    border: 1px solid var(--finance-gray-200);
    transition: var(--transition-base);
    position: relative;
    overflow: hidden;
}

.loan-stat-card::before {
    content: '';
    position: absolute;
    top: 0; left: 0;
    width: 4px; height: 100%;
    background: var(--finance-emerald);
}

.loan-stat-card.gold::before { background: var(--finance-gold); }
.loan-stat-card.navy::before { background: var(--finance-navy); }
.loan-stat-card.warning::before { background: var(--finance-warning); }
.loan-stat-card.danger::before { background: var(--finance-danger); }

.loan-stat-card:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); }
.loan-stat-card .stat-icon { font-size: 32px; margin-bottom: 12px; opacity: 0.9; }

.loan-stat-card .stat-value {
    font-size: 28px;
    font-weight: 800;
    color: var(--finance-navy);
    margin: 0;
    letter-spacing: -0.03em;
    line-height: 1.1;
}

.loan-stat-card .stat-label {
    color: var(--text-muted);
    font-size: 12px;
    margin: 6px 0 0;
    font-weight: 500;
    text-transform: uppercase;
    letter-spacing: 0.06em;
}

/* ============================================
   SIMULATEUR PREMIUM
   ============================================ */
.loan-simulator-premium {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 32px;
    align-items: stretch;
}

.simulator-controls-card {
    background: var(--finance-white);
    padding: 40px;
    border-radius: var(--radius-xl);
    box-shadow: var(--shadow-md);
    border: 1px solid var(--finance-gray-200);
}

.simulator-controls-card h2 {
    color: var(--finance-navy);
    font-size: 22px;
    margin: 0 0 32px;
    display: flex;
    align-items: center;
    gap: 10px;
}

.simulator-range-group { margin-bottom: 32px; position: relative; }
.simulator-range-group:last-child { margin-bottom: 0; }

.simulator-range-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 14px;
}

.simulator-range-header .range-label {
    font-weight: 600;
    color: var(--finance-navy);
    font-size: 14px;
    display: flex;
    align-items: center;
    gap: 8px;
}

.simulator-range-header .range-value {
    background: linear-gradient(135deg, var(--finance-emerald), var(--finance-emerald-dark));
    color: var(--text-white);
    padding: 8px 20px;
    border-radius: var(--radius-full);
    font-weight: 700;
    font-size: 15px;
    min-width: 130px;
    text-align: center;
    box-shadow: var(--shadow-emerald);
}

.simulator-range-group input[type="range"] {
    width: 100%;
    height: 8px;
    -webkit-appearance: none;
    appearance: none;
    background: var(--finance-gray-200);
    border-radius: var(--radius-full);
    outline: none;
    cursor: pointer;
    transition: var(--transition-base);
}

.simulator-range-group input[type="range"]::-webkit-slider-thumb {
    -webkit-appearance: none;
    width: 26px; height: 26px;
    border-radius: 50%;
    background: var(--finance-white);
    cursor: pointer;
    border: 4px solid var(--finance-emerald);
    box-shadow: 0 4px 12px rgba(4, 120, 87, 0.3);
    transition: var(--transition-fast);
}

.simulator-range-group input[type="range"]::-webkit-slider-thumb:hover {
    transform: scale(1.15);
    box-shadow: 0 6px 16px rgba(4, 120, 87, 0.4);
}

.simulator-range-group input[type="range"]::-moz-range-thumb {
    width: 26px; height: 26px;
    border-radius: 50%;
    background: var(--finance-white);
    cursor: pointer;
    border: 4px solid var(--finance-emerald);
    box-shadow: 0 4px 12px rgba(4, 120, 87, 0.3);
}

.simulator-range-labels {
    display: flex;
    justify-content: space-between;
    font-size: 12px;
    color: var(--text-muted);
    margin-top: 8px;
    font-weight: 500;
}

.simulator-results-card {
    background: linear-gradient(145deg, var(--finance-navy), var(--finance-navy-light));
    padding: 40px;
    border-radius: var(--radius-xl);
    color: var(--text-white);
    box-shadow: var(--shadow-xl);
    position: relative;
    overflow: hidden;
    display: flex;
    flex-direction: column;
}

.simulator-results-card::before {
    content: '';
    position: absolute;
    top: -30%; right: -20%;
    width: 400px; height: 400px;
    background: radial-gradient(circle, rgba(212, 175, 55, 0.15) 0%, transparent 70%);
    border-radius: 50%;
}

.simulator-results-card::after {
    content: '';
    position: absolute;
    bottom: -30%; left: -20%;
    width: 300px; height: 300px;
    background: radial-gradient(circle, rgba(4, 120, 87, 0.2) 0%, transparent 70%);
    border-radius: 50%;
}

.simulator-results-card > * { position: relative; z-index: 1; }

.simulator-results-card h2 {
    color: var(--finance-gold);
    font-size: 16px;
    margin: 0 0 24px;
    text-transform: uppercase;
    letter-spacing: 0.1em;
    font-weight: 700;
}

.result-main {
    text-align: center;
    padding: 24px 0 32px;
    border-bottom: 1px solid rgba(255,255,255,0.1);
    margin-bottom: 24px;
}

.result-main .label {
    font-size: 12px;
    color: rgba(255,255,255,0.6);
    text-transform: uppercase;
    letter-spacing: 0.15em;
    margin-bottom: 12px;
    font-weight: 600;
}

.result-main .amount {
    font-size: 56px;
    font-weight: 800;
    background: linear-gradient(135deg, var(--finance-gold), var(--finance-gold-light));
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
    line-height: 1;
    letter-spacing: -0.03em;
}

.result-main .period { font-size: 14px; color: rgba(255,255,255,0.6); margin-top: 8px; }

.result-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 14px 0;
    border-bottom: 1px solid rgba(255,255,255,0.06);
}

.result-row:last-child { border-bottom: none; }
.result-row .row-label { color: rgba(255,255,255,0.7); font-size: 14px; display: flex; align-items: center; gap: 8px; }
.result-row .row-value { font-weight: 700; font-size: 16px; color: var(--text-white); }
.result-row.highlight .row-value { color: var(--finance-gold); font-size: 18px; }
.simulator-cta { margin-top: auto; padding-top: 24px; }
.simulator-cta .btn-loan-gold { width: 100%; }

/* ============================================
   TIMELINE (Suivi de dossier)
   ============================================ */
.loan-timeline { position: relative; padding-left: 32px; }

.loan-timeline::before {
    content: '';
    position: absolute;
    left: 11px;
    top: 8px;
    bottom: 8px;
    width: 2px;
    background: var(--finance-gray-200);
}

.timeline-step { position: relative; padding-bottom: 28px; }
.timeline-step:last-child { padding-bottom: 0; }

.timeline-step .step-dot {
    position: absolute;
    left: -32px;
    top: 2px;
    width: 24px; height: 24px;
    border-radius: 50%;
    background: var(--finance-white);
    border: 3px solid var(--finance-gray-200);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 11px;
    z-index: 1;
}

.timeline-step.completed .step-dot {
    background: var(--finance-emerald);
    border-color: var(--finance-emerald);
    color: var(--text-white);
}

.timeline-step.active .step-dot {
    background: var(--finance-gold);
    border-color: var(--finance-gold);
    color: var(--finance-navy);
    animation: pulse-gold 2s infinite;
}

.timeline-step.rejected .step-dot {
    background: var(--finance-danger);
    border-color: var(--finance-danger);
    color: var(--text-white);
}

@keyframes pulse-gold {
    0%, 100% { box-shadow: 0 0 0 0 rgba(212, 175, 55, 0.4); }
    50% { box-shadow: 0 0 0 8px rgba(212, 175, 55, 0); }
}

.timeline-step .step-content { padding-left: 4px; }
.timeline-step .step-title { font-weight: 700; color: var(--finance-navy); font-size: 15px; margin: 0 0 4px; }
.timeline-step .step-desc { color: var(--text-secondary); font-size: 13px; line-height: 1.5; margin: 0; }
.timeline-step .step-date { color: var(--text-muted); font-size: 12px; margin-top: 6px; display: flex; align-items: center; gap: 4px; }

/* ============================================
   NOTIFICATIONS
   ============================================ */
.loan-notification {
    display: flex;
    gap: 14px;
    padding: 16px 20px;
    background: var(--finance-white);
    border-radius: var(--radius-md);
    border-left: 4px solid var(--finance-info);
    margin-bottom: 12px;
    transition: var(--transition-base);
    cursor: pointer;
}

.loan-notification:hover { box-shadow: var(--shadow-sm); transform: translateX(4px); }
.loan-notification.unread { background: var(--finance-info-bg); border-left-color: var(--finance-emerald); }
.loan-notification .notif-icon { font-size: 24px; flex-shrink: 0; }
.loan-notification .notif-body { flex: 1; }
.loan-notification .notif-message { color: var(--text-primary); font-size: 14px; font-weight: 500; margin: 0 0 4px; line-height: 1.5; }
.loan-notification .notif-date { color: var(--text-muted); font-size: 12px; margin: 0; }

/* ============================================
   SECTION HEADER
   ============================================ */
.loan-section-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 24px;
    flex-wrap: wrap;
    gap: 16px;
}

.loan-section-header h2 {
    color: var(--finance-navy);
    font-size: 24px;
    margin: 0;
    display: flex;
    align-items: center;
    gap: 10px;
}

.loan-section-header h2 .icon { font-size: 28px; }

/* ============================================
   POPUP
   ============================================ */
.loan-popup-overlay {
    position: fixed;
    top: 0; left: 0;
    width: 100%; height: 100%;
    background: rgba(10, 31, 68, 0.7);
    backdrop-filter: blur(8px);
    display: flex;
    align-items: center;
    justify-content: center;
    z-index: 999999;
    padding: 20px;
    animation: fadeIn 0.2s ease-out;
}

.loan-popup-box {
    background: var(--finance-white);
    max-width: 560px;
    width: 100%;
    padding: 48px 40px;
    border-radius: var(--radius-xl);
    text-align: center;
    box-shadow: var(--shadow-xl);
    animation: slideUp 0.3s cubic-bezier(0.4, 0, 0.2, 1);
    max-height: 90vh;
    overflow-y: auto;
    position: relative;
}

.loan-popup-box .popup-close {
    position: absolute;
    top: 20px; right: 24px;
    background: none;
    border: none;
    font-size: 24px;
    cursor: pointer;
    color: var(--text-muted);
    transition: var(--transition-base);
    padding: 4px;
    border-radius: var(--radius-sm);
}

.loan-popup-box .popup-close:hover {
    color: var(--finance-navy);
    background: var(--finance-gray-100);
}

.loan-popup-box .popup-icon { font-size: 72px; margin-bottom: 16px; line-height: 1; }

.loan-popup-box .popup-title {
    color: var(--finance-navy);
    font-size: 26px;
    font-weight: 800;
    margin: 0 0 16px;
    letter-spacing: -0.02em;
}

.loan-popup-box .popup-text {
    color: var(--text-secondary);
    font-size: 15px;
    line-height: 1.7;
    margin: 0 0 28px;
}

.loan-popup-box .popup-actions {
    display: flex;
    gap: 12px;
    justify-content: center;
    flex-wrap: wrap;
}

@keyframes fadeIn { from { opacity: 0; } to { opacity: 1; } }
@keyframes slideUp {
    from { opacity: 0; transform: translateY(24px) scale(0.96); }
    to { opacity: 1; transform: translateY(0) scale(1); }
}

/* ============================================
   TOAST
   ============================================ */
.loan-toast {
    position: fixed;
    bottom: 32px; right: 32px;
    color: var(--text-white);
    padding: 16px 24px;
    border-radius: var(--radius-md);
    box-shadow: var(--shadow-lg);
    z-index: 99999;
    font-weight: 500;
    font-size: 14px;
    display: flex;
    align-items: center;
    gap: 12px;
    animation: slideUp 0.3s ease-out;
    max-width: 400px;
}

.loan-toast.success { background: var(--finance-emerald); }
.loan-toast.error { background: var(--finance-danger); }
.loan-toast.warning { background: var(--finance-warning); }
.loan-toast.info { background: var(--finance-info); }

/* ============================================
   TRUST BAR
   ============================================ */
.loan-trust-bar {
    background: linear-gradient(135deg, #047857, #065f46);
    color: #fff;
    padding: 10px 24px;
    font-size: 12px;
    text-align: center;
    font-weight: 600;
    letter-spacing: 0.02em;
}

.loan-trust-bar strong { color: #d4af37; }

/* ============================================
   FORMULAIRE MULTI-ÉTAPES
   ============================================ */
.loan-steps-progress {
    display: flex;
    justify-content: space-between;
    margin-bottom: 40px;
    max-width: 700px;
    margin-left: auto;
    margin-right: auto;
    position: relative;
}

.loan-steps-progress::before {
    content: '';
    position: absolute;
    top: 20px; left: 10%; right: 10%;
    height: 2px;
    background: var(--finance-gray-200);
    z-index: 0;
}

.loan-step-indicator { flex: 1; text-align: center; position: relative; z-index: 1; }

.loan-step-indicator .step-circle {
    width: 40px; height: 40px;
    border-radius: 50%;
    background: var(--finance-white);
    border: 2px solid var(--finance-gray-200);
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-weight: 800;
    color: var(--finance-gray-400);
    font-size: 14px;
    transition: all 0.3s;
}

.loan-step-indicator.completed .step-circle {
    background: var(--finance-emerald);
    border-color: var(--finance-emerald);
    color: var(--text-white);
}

.loan-step-indicator.active .step-circle {
    background: linear-gradient(135deg, var(--finance-gold), var(--finance-gold-dark));
    border-color: var(--finance-gold);
    color: var(--finance-navy);
    box-shadow: 0 0 0 6px rgba(212, 175, 55, 0.2);
}

.loan-step-indicator .step-label {
    font-size: 11px;
    font-weight: 600;
    color: var(--finance-gray-400);
    margin-top: 8px;
    text-transform: uppercase;
    letter-spacing: 0.05em;
}

.loan-step-indicator.active .step-label { color: var(--finance-gold-dark); }
.loan-step-indicator.completed .step-label { color: var(--finance-emerald); }

.loan-form-step { display: none; }
.loan-form-step.active { display: block; animation: fadeIn 0.3s; }

/* ============================================
   FAQ
   ============================================ */
.loan-faq-item {
    background: var(--finance-white);
    border-radius: var(--radius-md);
    margin-bottom: 12px;
    box-shadow: 0 2px 8px rgba(10,31,68,0.04);
    border: 1px solid var(--finance-gray-200);
    overflow: hidden;
    transition: all 0.2s;
}

.loan-faq-item:hover {
    border-color: var(--finance-emerald);
    box-shadow: 0 4px 16px rgba(4,120,87,0.1);
}

.loan-faq-item.open {
    border-color: var(--finance-emerald);
    box-shadow: 0 8px 24px rgba(4,120,87,0.12);
}

.loan-faq-question {
    padding: 20px 24px;
    cursor: pointer;
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 16px;
    user-select: none;
}

.loan-faq-question-text {
    font-weight: 700;
    color: var(--finance-navy);
    font-size: 16px;
    line-height: 1.5;
    flex: 1;
}

.loan-faq-toggle {
    width: 32px; height: 32px;
    border-radius: 50%;
    background: var(--finance-gray-100);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 18px;
    color: var(--finance-navy);
    font-weight: 700;
    flex-shrink: 0;
    transition: all 0.2s;
}

.loan-faq-item.open .loan-faq-toggle {
    background: var(--finance-emerald);
    color: var(--text-white);
    transform: rotate(45deg);
}

.loan-faq-answer { max-height: 0; overflow: hidden; transition: max-height 0.3s ease; }
.loan-faq-item.open .loan-faq-answer { max-height: 1500px; }

.loan-faq-answer-inner {
    padding: 0 24px 24px;
    color: var(--text-secondary);
    font-size: 15px;
    line-height: 1.8;
}

.loan-faq-answer-inner strong { color: var(--finance-navy); }
.loan-faq-answer-inner a { color: var(--finance-emerald); font-weight: 600; }
.loan-faq-answer-inner a:hover { text-decoration: underline; }

/* ============================================
   TÉMOIGNAGES
   ============================================ */
.loan-testimonial-card {
    background: var(--finance-gray-50);
    padding: 32px;
    border-radius: var(--radius-lg);
    border: 1px solid var(--finance-gray-200);
    position: relative;
}

.loan-testimonial-card .rating {
    color: var(--finance-gold);
    font-size: 18px;
    margin-bottom: 16px;
    letter-spacing: 2px;
}

.loan-testimonial-card .text {
    color: var(--text-secondary);
    font-size: 15px;
    line-height: 1.7;
    margin: 0 0 20px;
    font-style: italic;
}

.loan-testimonial-card .author {
    display: flex;
    align-items: center;
    gap: 12px;
    padding-top: 20px;
    border-top: 1px solid var(--finance-gray-200);
}

.loan-testimonial-card .avatar {
    width: 48px; height: 48px;
    border-radius: 50%;
    background: linear-gradient(135deg, var(--finance-navy), var(--finance-navy-light));
    color: var(--finance-gold);
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 800;
    font-size: 18px;
    flex-shrink: 0;
}

.loan-testimonial-card .author-info .name {
    font-weight: 700;
    color: var(--finance-navy);
    font-size: 14px;
}

.loan-testimonial-card .author-info .verified {
    font-size: 11px;
    color: var(--finance-emerald);
    margin-top: 2px;
    display: flex;
    align-items: center;
    gap: 4px;
}

/* ============================================
   RESPONSIVE
   ============================================ */
@media (max-width: 1200px) {
    .loan-stats-grid { grid-template-columns: repeat(3, 1fr); }
}

@media (max-width: 992px) {
    .loan-simulator-premium { grid-template-columns: 1fr; }
    .loan-stats-grid { grid-template-columns: repeat(2, 1fr); }
    .loan-form-row-3 { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 768px) {
    .loan-form-row,
    .loan-form-row-3 { grid-template-columns: 1fr; }
    .loan-stats-grid { grid-template-columns: 1fr; }
    .loan-card, .loan-card-premium { padding: 24px; }
    .simulator-controls-card, .simulator-results-card { padding: 28px; }
    .result-main .amount { font-size: 40px; }
    .loan-popup-box { padding: 32px 24px; }
    .loan-popup-box .popup-title { font-size: 22px; }

    .btn-loan-primary,
    .btn-loan-gold,
    .btn-loan-secondary,
    .btn-loan-outline-white {
        width: 100%;
        justify-content: center;
    }

    .loan-faq-question { padding: 16px 20px; }
    .loan-faq-answer-inner { padding: 0 20px 20px; }
    .loan-step-indicator .step-label { font-size: 9px; }
    .loan-step-indicator .step-circle { width: 32px; height: 32px; font-size: 12px; }
}

@media (max-width: 480px) {
    .result-main .amount { font-size: 32px; }
    .loan-card-premium { padding: 20px; }
}

/* ============================================
   ACCESSIBILITÉ
   ============================================ */
.btn-loan-primary:focus,
.btn-loan-gold:focus,
.btn-loan-secondary:focus,
.btn-loan-outline-white:focus {
    outline: 3px solid var(--finance-emerald);
    outline-offset: 3px;
}

.loan-form-group input:focus-visible,
.loan-form-group select:focus-visible,
.loan-form-group textarea:focus-visible {
    outline: 3px solid var(--finance-emerald);
    outline-offset: 2px;
}

@media (prefers-reduced-motion: reduce) {
    *, *::before, *::after {
        animation-duration: 0.01ms !important;
        animation-iteration-count: 1 !important;
        transition-duration: 0.01ms !important;
    }
}